I generally don't get excited much for birthdays these days. Getting old is not something I like to think about or celebrate. However today was different. I just turned 40 and I guess reaching that age is something of a landmark. So today I celebrated my birthday in style with a bottle of champagne.

I had reservations about this day, but I think being 40 isn't so bad. They say life begins at 40. I've been working hard to build my business over the last 5 or 6 years, and I've now reached a point where I'm financially secure and starting to think more about making longer term plans for the future.

I'm buying my flat and planning to move to somewhere nicer in the countryside as soon as I'm able. I've even been giving some thought to relocating off-shore and looking at the Channel Isles or Gibraltar.

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